When debt becomes burdensome and you can no longer manage your payments, it might be time to consider bankruptcy. Bankruptcy is a process through which you request formal debt relief through the courts.
A debt collector’s job is to collect unpaid debts. The Fair Debt Collection Practices Act is a federal law that protects consumers from abusive and deceptive practices. Debt collectors can call you, send bills, issue marks against...
Most Americans probably know that they are free to spend their money on the products and services they want, but they might not realize that their rights go much further. In 1962, the Consumer Bill of Rights was introduced...
The economy has continued to improve over the past year, but for the average American, financial struggles are still an everyday reality. Credit card debts are soaring along with interest rates, and debt is projected to continue...
